Back to VowRewards MerchantVowBank / sandbox planning

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A clearer route from sale to settlement.

Track acceptance, reward redemptions and partner settlement readiness for your store.

South African learner and local merchant reviewing a purchase
01

Reward acceptance

Plan a purpose-led budget and review it in VowBank before making any financial commitment.

02

Settlement reconciliation

Keep eligible rewards, partner-held rand and non-redeemable Matrix simulation credits distinct.

03

Merchant operating budgets

Use an explicit review and receipt. Existing payments and platform records remain authoritative.

A money plan for VowRewards Merchant

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Exchange previewLearning funds

VowBank is not a licensed bank. Regulated services will be provided by authorised banking, payment and compliance partners, subject to approval. This page does not activate a financial account or live payment method.